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Medical debt will be erased from credit reports for all Americans under new federal rule
Medical debt will be removed from consumer credit reports for all Americans under a final rule announced Tuesday by Vice President Kamala Harris.
The rule will affect more than 15 million Americans, raising their credit scores by an estimated average of 20 points. No Americans will have medical debt listed on their credit report — down from approximately 46 million Americans who had this kind of debt on their credit report in 2020.